California HARP Lender: 888-409-4881
If you are underwater on your mortgage or owe more than 80 percent of your home's current appraised value, a licensed HARP Approved Lender in Oakland may be able to help you reduce your monthly payment with a lower interest rate or refinance your home loan into a more stable product, such as from an Adjustable Rate Mortgage (ARM) to a 15 year or 30 year fixed-rate mortgage.
HARP Approval is an educational website that was launched in early 2012 to help underwater homeowners gain a better understandin of their options for lowering their monthly mortgage payment or refinancing out of higher risk loans.
It is important to know that we are not a lender or the government, and the information on this website is strictly for informational purposes only. HARPApproval.com was setup as a national expert network of mortgage professionals who are able to provide refinancing options through the Home Affordable Refinance Program (HARP), as well as other streamlined refinace products for homeowners who currently have a VA home loan, FHA mortgage or USDA rural home loan.
This site is funded by advertising revenue that is generated by placing a few banner ads in select cities where national lenders can post their daily rates. Our "Featured" exclusive state lenders in select areas do not pay referral fees or for promotional advertising space. Instead, they have been invited to participate on this site as subject matter experts who provide the editors of HARP Approval with monthly program udpates and information to help us keep our content relevant and valuable.
We have also invited a few pre-approved real estate agents in select cities to participate on this site as featured local short sale experts to provide additional options and advice to homeowners who choose to sell vs refinance.
You can find us on Facebook at https://www.facebook.com/HARPreport. If you have friends or family that have questions about what to do with their higher interest rates or underwater mortgage, please share this site or have them call and speak with a featured lender @ 888-409-4881.